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Community Reinvestment and Cities: A Literature Review of CRAs Impact and Future
White Paper Since its passage in 1977, the Community Reinvestment Act (CRA) has been an important tool for increasing the availability of credit and financial services to lower income and minority borrowers and their communities, and has helped to change the... [20 May 2005]
Monitoring, Moral Hazard, and Market Power: a Model of Bank Lending
White Paper This paper examines the interaction between bank market power, loan interest rates, and bank risk in a model of lending characterized by overlapping moral hazard problems between borrowers and banks, and between banks and a government guarantor of... [24 Feb 2004]
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