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PCI Data Security Standard: The Risk Mitigation Challenges of the "12 Commandments"

whitepaper It only takes one security breach and the harm to a merchant's organization can be permanent. Payment Card Industry's (PCI) is designed to safeguard credit card data from the time it is received until the end of its life cycle.

Tags: security standards

[13 May 2008]

The Merchant-Acquiring Side of the Payment Card Industry: Structure, Operations, and Challenges

whitepaper The Payment Cards Center of the Federal Reserve Bank of Philadelphia sponsored a workshop to discuss the merchant-acquiring side of the payment cards industry. In addition, the presenter discussed two recent developments: the emergence of data...

Tags: security standards

[06 May 2008]

Regulating the Payment Card Industry

whitepaper These complaints explain in part why most past and current propositions for regulation have targeted the relationship between the merchant and the payment card industry. The payment card industry is subject to substantive regulatory pressure.

Tags: security standards

[06 May 2008]

PCI DSS and HIPAA: The Security Standards Share Common Ground

whitepaper Many other security sets are currently operative and they interface with the merchant population that the industry serves. Federal legislation with security requirements include HIPAA (the Hospital Insurance Portability and Accountability Act) of...

Tags: security standards

[06 May 2008]

The Payment Card Industry Compliance - Securing Both Merchant and Customer Data

whitepaper This white paper introduces the Payment Card Industry Compliance standard, and the security threats which brought about the need to standardize the data protection of both merchants and customers. The internet is no longer just a source of...

Tags: security standards

[11 Mar 2008]

euroConex Builds Scalable, Cost-Efficient Transaction Processing Solution for Merchants and Banks

whitepaper The company used Oracle Database and Oracle Application Server to build mPower, a fully automated merchant information system containing merchant demographic and transaction information. euroConex provides an integrated payments processing service...

Tags: application servers, processing, merchant, scalable

[05 Sep 2007]

Pick up the tab with your mobile

News When customers are ready to pay the tab at a Noodles & Co (or at another merchant offering the Feed Tribes service), they punch in a short SMS code for Feed Tribes. Executives from Feed Tribes said their text-based payment method is not only...

Tags: pay by text, text message, text

[30 Nov 2006]

Google to make online shoppers pay

News Now the system is being expanded to allow any merchant to use it as an alternative payment processing system. Google is today set to unveil its much anticipated online payment processing system designed to offer shoppers with a Google account a...

Tags: google checkout, google

[29 Jun 2006]

Visa 3-D Secure Vs. MasterCard SPA: A Comparison of Online Authentication Standards

whitepaper It is written from the perspective of a software company which has developed and implemented issuer, cardholder, acquirer and merchant products for secure electronic commerce payment. This paper is designed to provide a comparative analysis of the...

Tags: payment, commerce, authentication, implemented

[23 Mar 2006]

ActiveMerchant Getting Started

whitepaper This paper is designed to assist a merchant to perform a test 3-D Secure transaction using the ActiveMerchant Standard software, the ActiveMerchant "Test Merchant" and a "Test Bank" running in GPayments' 3-D Secure Test Facility.

Tags: transaction, visa, merchant, bank

[23 Mar 2006]

Verified by Visa Overview: The 3-D Secure Authentication Standard

whitepaper This has introduced a major problem as anyone can type in anyone else's credit card details in order to make a purchase and the online merchant has no way of determining if the buyer is genuine. In today's environment, an online buyer simply types...

Tags: payment, details, card, relationship

[23 Mar 2006]

Where next for PayPal?

Where next for PayPal?

News Our biggest push at the moment is in the merchant space - getting it accepted by merchants other than eBay. PayPal's European CEO, Geoff Iddison, told silicon.com: "Our ambition is to become the preferred online payment method.

Tags: paypal

[21 Mar 2006]

Cash to become a thing of the past?

News The challenge the payments industry faces is increasing both merchant acceptance and the level of consumer comfort with using debit for lower value transactions, to the point where people don't need to carry cash.

Tags: contactless payments, cash, contactless payment, contactless cards

[10 Feb 2006]

Vodafone Makes Mobile Micro-Payments Easy Using PaymentsPlus by Valista

whitepaper Valista PaymentsPlus provides the crucial payment processing, revenue sharing and merchant integration functions that power Vodafone's m-pay system for Vodafone live! Vodafone UK's m-pay bill online payments solution enables mobile phone users to...

Tags: phone, bill, mobile phone, vodafone

[19 Jan 2006]

Buy a burger with your mobile - the future of payments

Buy a burger with your mobile - the future of payments

News If there's a fraudulent transaction, it won't be the merchant but the issuer who pays. Buying a Big Mac in the US has never been easier - you slide up to the counter, make your order and tap your wallet on the till, which automatically makes...

Tags: contactless payments, contactless payment, contactless cards, contactless

[11 Oct 2005]

eBay coughs up $370m for VeriSign service

News This acquisition allows PayPal to give our customers more choice in payment services and grow our merchant services business even more quickly," he said. According to the two companies, VeriSign's payment gateway business, which allows small...

Tags: paypal, verisign, ebay

[11 Oct 2005]

New Service Strategies in Changing Markets: How Utility Incumbents Can Overcome Consumer Choice Challenges

whitepaper For those that accept credit cards, ACH payment options will reduce merchant fees so utilities give away less of their margins to give customers alternatives to checks. For utilities that create payment drafts to accommodate phone payment, FKNC's...

Tags: payment, automatically, accounting, payments

[11 Oct 2005]

Gartner: PayPal threatens banking business

News Although credit [and] debit card companies could enter this market simply by lowering merchant transaction fees, these companies don't have the PayPal advantage of funding payments from PayPal stored accounts, as well as traditional bank accounts.

Tags: paypal

[15 Sep 2005]

Merchant Opportunities: The Road From Paper to Electronic Payments

whitepaper Procurement cards are emerging as an essential form of payment for businesses. Over the next ten years, new electronic payments will be introduced, including innovative types of debit products, many with loyalty benefits, some which utilize the...

Tags: account, payments, cards, electronic

[01 Sep 2005]

MasterCard scandal: More details emerge

MasterCard scandal: More details emerge

News In a case of fraud, she said, American Express would bear the financial burden, assuming the merchant has followed all standard card acceptance procedures. More details emerged on Monday about the cyber break-in at a payment processing company that...

Tags: data breach, breach, mastercard

[21 Jun 2005]

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