online banking in comment and analysis

Full Disclosure - silicon.com launches data breaches campaign

Comment This lack of accountability risks eroding customer trust in the use of online services such as e-tailing and internet banking in the UK, while the cost of identity fraud continues to rise. Reinforcing that trust will encourage more people to... [16 Jul 2007]

Locking down financial security

Comment Across the Atlantic, non-mandatory guidelines from the US Federal Financial Institutions Examination Council (FFIEC) now also strongly recommend 2FA for web-based banking transactions. Recently, a variant of the PRG trojan was designed specifically... [24 Dec 2007]

Leader: Too many still fear the net

Leader So great is consumers' fear of the net, however, that significant portions refuse to use it - especially for tasks such as banking or shopping, according to the research. This is bad news indeed for both the purveyors of those services and for e... [09 Oct 2006]

Minority Report: Should Apple set its music free?

Comment Even if Apple loses a proportion of customers who will transfer their iTunes tracks to non-iPod devices, it appears to be banking on winning over a significant proportion of new iTunes/iPod customers who were previously discouraged from shopping... [11 Apr 2007]

Devil's Advocate: Digital doomsday just round the corner?

Comment Indeed, if I were a banking site one might suppose the consequences of a hack could have been very much more severe. I can cope with my website disappearing but I would be very unhappy if my online bank disappeared. [08 Feb 2005]

Quocirca's Straight Talking: The work/life balancing act

Comment However, this is not simply the personal phone call or email to friends for a chat or a bit of casual surfing but increasingly the need to conduct personal or domestic activities online or using the mobile phone, as retailers and domestic service... [19 Jan 2006]

Tony Hallett's After These Messages: esure's winner versus IBM's sleekness

Comment esure is a division of Halifax Bank of Scotland (HBOS), a retail bank and mortgage provider that has just turned in results featuring a healthy £3bn in annual profits - dig those UK retail banking margins. [05 Mar 2003]

Leader: Chip and PIN won't solve the fraud problem

Leader As it stands, customers may end up preferring a banking brand that can demonstrate it has higher security than its rivals. And it seems they've decided that there is good money to be made by ripping off online retailers and banks instead. [08 Nov 2005]

Election '05: Would e-voting have changed the outcome?

Comment Like in other realms of life, such as shopping or banking, when things go electronic the fraudsters jump on board and can do things quicker and in greater numbers. And even where the influence of e-voting is not enough to sway the result - remember... [09 May 2005]

Leader: Flexibility means fat geese for Christmas

Leader While some have doomed online retail and banking, claiming people are just too scared to use the internet for trade, the figures are showing otherwise. Fat geese might be typical at Christmas time but a few financial firms could plump their... [06 Dec 2005]

A brighter future for European online investors?

Comment While not a panacea for all customers' online woes, the service has made up for some of the bank's past online sins by offering free Internet access, banking and share trading. Online share trading in the US - enabled by companies like Ameritrade... [01 Jun 1999]

Quocirca's Straight Talking: Compliance time - again

Comment Coming up soon - the end of 2005 - UK businesses are faced with a deadline imposed by the banking industry for the rollout of BACSTEL-IP, a new delivery channel for electronic payments. The majority of companies over a certain size prefer to make... [11 Mar 2005]

Peter Cochrane's Uncommon Sense: Web Realities

Comment Men and women seem to spend almost the same amount of time on the internet, but women focus on academic pursuits and their jobs, while men look to entertainment, commerce, games, music, purchasing and banking. [01 May 2003]

Egg, the web and the garden hedge

Comment The bank's announcement that it has hit profitability suggests that banking is a viable internet business. That, seemingly is what the creators of online bank Egg have done. Take an unpleasant activity like wasting your lunch hour in a queue so... [13 Dec 2001]

Security Q&A: Your questions answered (Part 2)

Comment How can the average home user check their computer for any keystroke tracking program that can lift passwords and PINs used for online banking sites and such like? Alice Hollis asks: "How can the average home user check their computer for any... [05 Aug 2004]

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